Landlords Building Insurance | Landlords Contents Insurance
For landlords insurance, Informed Landlords works with Simple Insurance. By clicking on the baner above we will take you directly to their quote engine.
Landlords insurance is a blend of covers put together by insurers to provide landlords with the essential elements to ensure that their investment is protected.
As a landlord the odds are that you have spent considerable amount of money on the property. Therefore, they are many reasons why you should use a landlords building insurance policy rather than standard household policy. The mainstream benefits obtainable under a standard household policy are seriously affected when the property is let and cover may end if you do not inform the insurer that the property is let.
Landlords building insurance can protect your capital investment and property from damages caused by fire and flood, and most importantly it can also help protect the income stream you receive through your tenants paying rent.
Things to consider when choosing landlords building insurance:-
- Tenant Type
- Loss of rent cover
- Landlords’ contents insurance
- Landlords liability insurance
- Rent guarantee insurance
- Landlords’ legal expenses cover
Landlords Contents Insurance Cover
The items that you have in your home/property can be insured in case they are damaged by your tenant, fire or flood or any other catastrophe. This cover offers the security you need when letting property out and also protects your money invested into the property.
Things to consider when choosing landlords contents insurance:-
- Fixtures and Fittings; bathrooms, kitchens, radiators are usually insured under a building policy. However, these can be excluded with some landlords insurance block policies.
- Flooring; wooden floors, laminate flooring and fitted carpets are also covered under the building policy.
- Replacements; new or old item replacements are restricted in landlords’ contents insurance, yet they could be insured under new for old cover.
To read more about landlords insurance and the responsibilities of buy to let investors and tenants, read our Landlords Insurance Guide.
